In a landmark move to address housing insecurity, Punjab Chief Minister Maryam Nawaz Sharif has unveiled the 3 Marla Scheme, a transformative initiative aimed at providing free land to underprivileged families across the province. Launched in early 2025, this ambitious program seeks to empower the homeless and low-income households by granting them ownership of a 3-marla plot (approximately 675 square feet)—a crucial first step toward building a stable future.
What Is the 3 Marla Scheme?
The brainchild of CM Maryam Nawaz, this welfare project is a cornerstone of her broader vision to ensure “a roof for every family.” The scheme, which kicked off with the Zahra Homes/Maskan Ravi project in Kala Shah Kaku, allocates plots to those with no property of their own.
The first phase targets 1,892 families across 22 districts, prioritizing the most vulnerable—widows, orphans, persons with disabilities, and low-income earners. As Maryam Nawaz emphasized, “Owning a home isn’t a privilege; it’s a basic right. This initiative is about restoring dignity.”
District-Wise Distribution of Plots
| Region | Districts Covered | Number of Plots | Schemes |
|---|---|---|---|
| Rawalpindi Division | 4 districts | 658 | 5 |
| Faisalabad Division | 5 districts | 288 | 4 |
| Lahore Region | 3 districts | 518 | 5 |
| Bakhar Region | – | 131 | 7 |
| Multan Region | 5 districts | 270 | 9 |
| Bahawalpur Division | – | 27 | 3 |
Eligibility: Who Qualifies?
The program is designed for Punjab’s neediest residents. To be eligible, applicants must:
- Hold a Punjab-issued CNIC.
- Not own any land or property.
- Belong to a low-income household (documentation may be required).
- Be 18+ and married (exceptions for widows/disabled applicants).
Priority is given to marginalized groups, ensuring equitable access.
How to Apply
The Punjab government has streamlined the process for transparency:
- Monitor Official Channels: Updates will be posted on punjab.gov.pk or the Anti-Corruption Agency’s portal (acag.punjab.gov.pk).
- Prepare Documents: CNIC, proof of residence, and a poverty certificate (if applicable).
- Online Registration: Once the portal opens, submit details via a verified account.
- Ballot Selection: Successful applicants will be chosen through a computerized lottery.
Pro tip: Early registration improves chances, as demand is expected to surge.
Plot Locations: Where Are They?
The scheme spans urban and rural Punjab, with allocations in:
- Rawalpindi Division: 658 plots (Attock, Jhelum, etc.).
- Lahore Region: 518 plots.
- Faisalabad Division: 288 plots (Chiniot, Jhang).
- Multan & Bahawalpur: 270+ plots combined.
This geographic spread ensures inclusivity beyond major cities.
Why It Matters
Beyond land ownership, the scheme integrates with Punjab’s Apni Chhat Apna Ghar program, offering interest-free loans up to Rs. 1.5 million for construction. Recipients can build a modest 2-bedroom home with repayments as low as Rs. 14,000/month over seven years—a game-changer for families trapped in rental cycles.
Key Benefits
✅ Free land ownership – No hidden costs.
✅ Construction financing – Subsidized loans.
✅ Long-term stability – A foundation for generational wealth.
✅ Priority for marginalized groups – Equity-driven allocation.
Common Concerns Addressed
- “Can I sell the plot?” No—the land is for residential use only.
- “How are winners picked?” Via a transparent digital ballot.
- “What if I lack documents?” Local gov’t offices will assist.
Public Response & Challenges
Social media buzz reflects cautious optimism. “Finally, a tangible solution for the poor,” tweeted one Lahori resident, while others urge vigilance against mismanagement. The government has pledged third-party audits to ensure fairness.
Final Takeaway
The 3 Marla Scheme isn’t just about plots—it’s a catalyst for social mobility. By converting homelessness into homeownership, Punjab sets a precedent for welfare-driven governance. For eligible families, this could be the breakthrough they’ve waited for.
Next Steps: Bookmark official portals, gather documents, and act swiftly when applications open. Your path to a home starts here.
“A house is more than walls—it’s hope, security, and a future.” — CM Maryam Nawaz Sharif
